Funding Qualifications
Does Your Business Qualify
We strive to offer a variety of lending products to serve a broad range of industries, business sizes, and business credit scores. Below are the general qualifications for funding
1. We offer access to working capital which means you need to have been in business for six months or more.
2. $10,000 a month in revenue for 3 consecutive months (for most products. $5000/mo for working capital)
3. Credit Score of at least 550 (may be up to 650 depending on the product)
4. If you do not qualify for our other options, we offer startup loans that only require a credit score of 650
At MoonLoans, we’re passionate about empowering small and medium-sized businesses with the financial resources they need to thrive. We understand that whether you’re a flourishing startup or an experienced entrepreneur, access to flexible working capital is crucial for seizing opportunities and overcoming challenges.
Our small business working capital loans are designed specifically for thriving businesses with a proven revenue track record. Offering speed, simplicity, and adaptability, MoonLoans’ working capital solutions cater to the unique funding needs of diverse businesses.
We provide customizable payment options tailored to your preferences, including automatic daily, weekly, or monthly payments. Say goodbye to the hassle of cutting checks and deciphering complicated payment schedules. With MoonLoans, you can set up terms that work best for you and your business.
Choose MoonLoans for your financial partner and unlock your business’s true potential. Apply now and let us help you fuel your growth journey.
Products
Explore our diverse range of financial products designed to support the unique needs of your business. From small business loans to equipment financing, our expert team is here to help you find the perfect solution to fuel your growth and success.
Term Business Loan
Use for investments in your business, such as expansion projects or large purchases. Get the funds you need upfront with great rates, with the option to apply for more when needed.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
MoonLoans LOC
Use for managing cash flow to buy more inventory, make payroll, or other challenges. Take advantage of a revolving line of credit, that can give you access to cash when you need it.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
MoonLoans Prime
The lowest working capital cost in the industry. Simple, quick solution provides you with the funds to grow your business, capitalize on opportunities, overcome challenges, and achieve success
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
Monthly payments |
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Funding Time: |
1 – 3 days |
SBA Loans
Get expedited SBA Funding at a prime rate to cover working capital and growth expenses. Utilize our streamlined SBA Loan application process to get funding in 45 days!
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
10 – 25 years |
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Funding Time: |
45 days |
Equipment Financing
Use for investments in your business, such as expansion projects or large purchases. Get the funds you need upfront with great rates, with the option to apply for more when needed.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
1 – 5 years |
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Funding Time: |
2 – 5 days |
Accounts Receivable Financing
Turn your accounts receivables into cash to better manage your cash flow gaps. Get funded immediately with one or many invoices, without ever alerting your customers.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
2 – 5 days |
Asset Based Loans
Use for investments in your business, such as expansion projects or large purchases. Get the funds you need upfront with great rates, with the option to apply for more when needed.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
Franchise Financing
Use for investments in your business, such as inventory or new locations. Get the funds you need upfront with great rates, with the option to apply for more when needed.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 20 years |
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Funding Time: |
2 – 7 days |
Merchant Cash Advance
Utilize your future sales to get great financing terms that are tailored for you. MCA is one of the most flexible financing options that doesn't require collateral.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
Fix N Flip Loans
Quick and easy access to Fix n Flip loans! Get the funds you need for projects. Get the funds you need for projects. Great for real estate investors, owners, developers, and builders and more.
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80% Purchase Funding / 100% Rehab Funding |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
Franchise Financing
Use for investments in your business, such as inventory or new locations. Get the funds you need upfront with great rates, with the option to apply for more when needed.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 20 years |
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Funding Time: |
2 – 7 days |
Merchant Cash Advance
Utilize your future sales to get great financing terms that are tailored for you. MCA is one of the most flexible financing options that doesn't require collateral.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
Fix N Flip Loans
Quick and easy access to Fix n Flip loans! Get the funds you need for projects. Get the funds you need for projects. Great for real estate investors, owners, developers, and builders and more.
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80% Purchase Funding / 100% Rehab Funding |
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Minimum of 1-3 completed projects in the previous 36 months* |
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Fast Funding |
Credit Card Processing
Obtain a free cost savings analysis! Save thousands on your credit card processing fees. These savings could be allocated towards other areas such a payroll, hiring additional staff, replacing outdated equipment, software costs or business loans!
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FREE Cost Savings Analysis |
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Save 20-30% on Fees |
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Save on average $8,000/year |
Startup Funding
Get the funds you need to launch your new business without cash flow challenges. Get flexible terms and establish your business credit to get your business off the ground.
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Loan Amounts : |
$10,000 – $5,000,000 |
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Term: |
6 months – 10 years |
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Funding Time: |
1 – 3 days |
We Offer Financial & Superior Services
Fast-track your business growth with our 15-second funding application.
